Your Tenants Pay Rent on Time. It's Time That Counted.
Mi Property Portal is the only Canadian property management platform with Equifax rent reporting built in. No separate tool. No extra account. Just a feature that works — for you and every tenant you manage.
Canadian Tenants Pay Billions in Rent Every Month. Almost None of It Shows Up on a Credit Report.
A mortgage payment builds credit. A car loan builds credit. But monthly rent — often the single largest payment a Canadian makes — has historically been invisible to the credit bureaus. Tenants who pay faithfully every month get nothing to show for it.
Rent reporting changes that. When you submit on-time rent payments to Equifax Canada, that payment history appears on your tenants' credit files. It may help them build their credit scores over time — and multiple credit score versions exist, so individual results will vary. But a consistent, on-time rental record is one of the few ways to add positive history without taking on new debt.
For you as a Canadian landlord or property manager, it's also a proven retention and marketing tool. Tenants are more likely to stay — and more likely to choose your property — when their lease is actively working for them.
See how it works inside Mi Property Portal →Four Steps. Fully Automated After Setup.
Mi Property Portal handles consent, payment tracking, and monthly Equifax submissions automatically. You enrol the tenant — the platform does the rest.
Enrol the Tenancy
Select the tenant and unit inside MiPP. Confirm their legal name and Social Insurance Number — encrypted at rest, never stored in plain text.
Tenant Gives Consent
MiPP emails the tenant a plain-language consent request. Equifax Canada requires explicit consent under PIPEDA — the platform automates the workflow so nothing slips through.
Rent Payment Is Recorded
When rent is marked paid in Mi Property Portal, the record is queued for the monthly Equifax submission. On-time, late, and partial payments are all captured accurately.
Monthly Equifax Submission
MiPP transmits your rent roll to Equifax Canada on a regular monthly cycle. Your tenants' credit files may update following each submission — no further action needed from you.
Rent Reporting, Right Inside Your Dashboard
Enrol tenants, track consent status, and monitor monthly submissions — all from the same place you manage leases, payments, and maintenance across your entire portfolio.
Mi Property Portal reports directly to Equifax Canada as part of the Equifax Rent Reporting Enablement (RRE) program. All data transmissions are encrypted and sent under Equifax's Data Aggregator Agreement. Submissions are processed on a monthly cycle. Cancellation notice windows apply per program requirements — full details are in the Help Centre.
Everything You Need — No Separate Tool Required
Rent reporting in Mi Property Portal is natively integrated with leases, payments, and tenant profiles. It works because it's connected — not bolted on.
Automated Monthly Submissions
MiPP queues and transmits your rent roll to Equifax Canada automatically each month. No CSV exports, no manual uploads, no separate portal to log in to.
Linked to Rent Payments
Rent collected via VoPay or Worldline (Bambora) inside MiPP is automatically linked to each tenant's reporting record. No double-entry. No reconciliation headaches.
Automated Consent Workflow
Equifax requires tenant consent before any reporting. MiPP sends the consent email, tracks acceptance, and locks out reporting until consent is confirmed. Your audit trail is built in.
PIPEDA Compliant & Azure-Secured
SINs and personal data are encrypted at rest and in transit on Microsoft Azure infrastructure in Canada. Data never crosses the border. Fully compliant with PIPEDA and Equifax's security standards.
Accurate Late & Partial Payments
On-time, late, and partial payments are all reported accurately per Equifax specifications. Tenants who pay on time consistently may build stronger credit history — individual results will vary.
Cancellation & Audit Controls
Need to stop reporting for a tenancy? MiPP manages the required cancellation notice window and maintains a full audit log — protecting you as a data furnisher under the RRE program.
Rent Reporting Is Available on Every Plan — $1 Per Tenant, Per Month
Whether you're on our Free plan managing a handful of units or Premium managing hundreds — rent reporting is the same flat rate. You only pay for the tenants you actively enrol. No minimums, no setup fees.
No long-term contracts. No hidden fees. Cancel anytime. Full pricing details →
The Only Full Canadian PM Platform with Rent Reporting Built In
FrontLobby and LandlordEzy offer rent reporting — but as standalone tools. MiPP is the only platform where it's part of your property management software, not a separate product to manage.
| Platform | Equifax Reporting | Full PM Software | Canadian-Built | No Separate Tool | Available All Plans |
|---|---|---|---|---|---|
| Mi Property Portal | Yes | Yes | Yes | Yes | Yes — $1/tenant/mo |
| FrontLobby | Yes | — Reporting only | Yes | — Separate login | — Paid add-on |
| LandlordEzy | Yes | — Limited PM tools | Yes | — Separate tool | — Varies |
| Buildium / AppFolio | — Not available in Canada | Yes | — US platforms | — N/A | — N/A |
Information current as of June 2026. Verify competitor features independently before making a purchasing decision.
Rent Reporting Canada — What Landlords Ask
Straight answers to the questions Canadian property managers ask before getting started.
Start Reporting Rent to Equifax Canada Today
Available on every Mi Property Portal plan. Enrol the tenants you choose for $1 per tenant, per month — no minimums, no long-term contracts.